Maximize Your Investment Potential with a DSCR Mortgage Loan

Fri, 10 Jan 2025 05:40:41 +0000

A DSCR Mortgage Loan, or Debt Service Coverage Ratio Mortgage Loan, is a type of loan that uses the income generated from the property to determine the borrower’s ability to repay the loan. Unlike traditional loans, which often focus on personal credit scores and income, a DSCR mortgage evaluates the cash flow of the property to decide the loan terms. This makes it an attractive option for investors who want to purchase rental properties, commercial properties, or multi-family units where rental income plays a significant role in loan repayment.